Terms and Conditions

Using This Site

This website belongs to Life Insurance Jurupa Valley, a local business serving clients in Jurupa Valley, CA and nearby towns. By reading or using the site, you agree to these terms. If you do not agree, please stop using it.

We kept these terms short on purpose. They cover how the site works and what you can expect from it.

General Information, Not Advice

The pages on term life, whole life, final expense coverage, retirement income planning and our other services explain how these products usually work. They are written for general reading. They are not financial, legal or tax advice for your situation.

Every family and every business is different. Before you choose a policy or name a beneficiary, talk it through with us by phone, and with your own tax or legal advisor if you need one.

No Quote or Coverage From This Site

Nothing on this website is a quote, an offer of insurance or a promise of coverage. Rates, terms and approval depend on the insurance company, your application and its review. Coverage only begins when an insurer issues a written policy and its conditions are met.

Talking With Us by Phone

The phone is the only way to reach us through this site. You can talk with us at (951) 397-0398. A phone conversation is a starting point. It does not create a policy, and it does not bind you or us to anything until the paperwork is signed and accepted.

Please share only what you are comfortable sharing on a call. Our Privacy Policy explains how we treat that information.

Our Words and Images

The text, layout and images on this site belong to us or are used with permission. You may read, print or share a page for your own personal use. Please do not copy the site or use its content for business purposes without asking us first.

Accuracy and Limits

We work to keep the information here correct and current, but insurance rules and products change. The site is provided as it is, without promises that it will always be complete, accurate or available.

To the extent the law allows, we are not responsible for losses that come from relying on the website alone. Your actual policy documents are what count.

Changes and Governing Law

We may update these terms from time to time. The version posted here is the one that applies when you use the site. These terms are governed by the laws of the State of California. If anything here is unclear, give us a call and we will explain it in plain words.